Is this derogatory?
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Posted by Fast Freddie
(208.222.150.147) on November 11, 2002 at 09:30:28:
I have a single 30 day late payment on one of my credit card from 47 months ago. It's on both Ex and Eq credit reports - don't know about Tu. Eq reports it as both a negative for my score and a positive! My quesiton is, is this thing significant? My scores are in the mid 700s and, if this thing is only going to get me two points if it's removed, I'm not going to bother with it. Thanks in advance for your help.
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