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Re: Re-establishing credit

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Posted by observer ( on November 11, 2002 at 11:32:42:

In Reply to: Re-establishing credit posted by Cristine on November 10, 2002 at 23:56:19:

Are you having trouble getting approved for any loan or, for a loan with conventional interest rates? There is a world of subprime lenders that'll underwrite a loan at a high rate. To get a decent rate on an auto loan, you'll probably need a 15 or 20% downpayment. Also, if you have an auto repo on your credit report that'll make it harder. Ford seems to have a reputation for being more bk friendly than other dealers. ALso, do you belong to a Credit Union? They will generally be more forgiving than other lenders.

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