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Credit Report Qestion


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Posted by Hunter (205.188.209.12) on November 11, 2002 at 18:09:09:

First of all, this website has been so informative. Thanks. Because if it, I finally faced my fear of my bad credit and ran my credit report (Equifax and Experion). I am happy to say that the SOL's (I live in Virginia) of all the "bad" stuff comes off in Feb and Mar of 2003.

My question is, I recently recieved a letter from a Colletion Agency offering one of those "great deals" where I pay have and they wipe the other half. I was going to pay it, untill I found your website and got my credit reports. This particular account was not on either one and if I remember correctly it was one of the first Credit Cards I stopped paying on, which makes me think it's SOL has passed. Tonight there was a recoding on my voicemail from them. Should I call them back, ignore them or what?

Thanks!!


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