Re: COLLECTION AGENCY

Posted by Summer Overshon (152.163.189.170) on November 14, 2002 at 05:27:34:

In Reply to: Re: COLLECTION AGENCY posted by Cent on October 17, 2000 at 05:05:35:

: : I HAVE BEEN CONTACTED BY A COLLECTION AGENCY
: : FOR A CREDIT CARD BILL THAT HAD A LAST ACTIVITY
: : DATE OF 1989. THEY WANT TO SETTLE FOR 50% OF THE
: : OUTSTANDING BALANCE PLUS INTEREST BUT HASN'T THE
: : STATUTE OF LIMITATIONS RUN OUT ON THIS DEBT? NO
: : JUDGMENT HAD EVER BEEN FILED ON THIS DEBT. CAN
: : THEY PROCEED WITH ANY ACTION AGAINST ME OR LEGALLY
: : REPORT THIS INFORMATION TO MY CREDIT FILE? (THE
: : DEBT HAD DROPPED OFF DUE TO AGE OF THE ACCOUNT)

:
: Specifically a lawyer collection agency. I have
: secured a loan to pay the full amount of the debt.
: I disputed the amount of the debt, because I was
: paying the creditor through a Consumer Credit
: agency for one year. The company neve sent any
: statements showing what was being paid, but they
: kept the money. Now they donot want to give me a
: balance, they are acting as though the account was
: never paid. When I figured out that being in a
: Consumer Credit agency was not helping. I stop and
: call all the creditors and told them that I would
: be paying them. This particular creditor was told
: that they would be paid in full, but the lawyer
: wants to garnish wages even after being paid in
: full. I can not afford a lawyer so I am asking for
: advice on how to handle this. The Creditor is MBNA
: and North American Capital who receive the money.
: Please help me if you can with infomation.

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