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Re: I went to pay the collection.....


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Posted by observer (152.163.189.170) on November 14, 2002 at 20:59:41:

In Reply to: Re: I went to pay the collection..... posted by Msfedup on November 14, 2002 at 19:23:28:

That's going to be the problem. SHould you need a mortgage or other financing prior to it falling off the reports. To get conventional rates, you'll have to cleanup old charge offs, collection accounts, etc. That's a decision you'll have to make and frankl, why they are playing hardball. CA's know with rates on generational lows that the reason you're trying to get this settled is probably to get real estate financing.
I'd try and talk with the doctors office again. Really be humble and do some old fashioned begging to get them to take the account back.
If that doesn't work, demand validation from the CA and hope they can't provide itor, screw up the process and you can threaten them with violations of the FDCPA.


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