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Re: CAMCO C&D letter....share your thoughts


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Posted by anon (132.190.12.40) on November 21, 2002 at 19:24:36:

In Reply to: Re: CAMCO C&D letter....share your thoughts posted by Why Chat on November 21, 2002 at 19:07:54:

Thank you!! I have revised my letter to read as following: (please feel free to comment again in case you have other suggestions)

Dear CAMCO:

This will serve as your legal notice under provisions of federal law, specifically Section 805c of the Fair Debt Collection Practices Act (FDCPA), to CEASE AND DESIST all efforts to collect on the debts referenced above at the 555.1212 phone number.

I have already filed an initial complaint with the FTC (11/10/02) regarding your questionable practices and blatant contravention of the FDCPA legislature. If you should fail to act on the instruction of this letter, I will forward to the FTC records of the harassing and abusive phone calls that my husband or myself have received from your company, to assist them in pursuing my complaint. Furthermore, I will contact the States Attorney General?s Office and / or the Better Business Bureau regarding your company?s activities.

Finally, please be also aware that should you cause any adverse information to appear in my credit report, I will take appropriate further actions against your company. Under the laws of my State, continued collection activities, including reporting of accounts beyond their legal collection date, may be considered extortion and / or fraud and subject to criminal as well as civil prosecution.

I await your urgent written confirmation that this matter has been fully addressed.




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