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Re: re-establishing credit


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Posted by Why Chat (209.240.198.61) on November 22, 2002 at 20:48:16:

In Reply to: re-establishing credit posted by beatIRS on November 22, 2002 at 19:58:26:


The CRA's are required to send you an answer with your corrected credit report.

I presume you sent the dispute to all 3 CRAs CRRR?

If you can now take your $$ out from under the mattress, the first thing to do is to establish a good relationship with a full service bank.

Get a checking account,and a savings account with overdraft conection. An ATM card (Visa/Mastercard) and direct deposit of your paycheck if possible.

If you are renting, see if your landlord will cooperate if you use him/her for a credit reference.If you have utility accounts in another person's name, see about getting them transferred to you.

DO NOT apply for a credit card or car loan, wait until your report shows your address and phone # and employment, then you will likely start getting offers sent to YOU.


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