I have an excellent relationship with my full service checking and savings bank. They have with ATM card, but it's only a debit card.Do some banks actually issue you a real credit card against a large deposit? I'm certainly in a position to do that. I was told that thos visa/mastercards some banks give you are really only debit cards that look like credit cards and don't even show up on your credit report.

I do not have direct deposit as I am self employed and and work off 100% comission. Somewhat similar to a real estate agent. 1040's for 2001 show good income as well as 2002.

Landlord would act as reference. I 've been in the same place for over 5 years now. Rental is all inclusive so not much chance of getting utlities in my name.

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