Re: Never call them and never say anyting. Bad mistake!

Posted by . (65.187.108.221) on November 23, 2002 at 19:56:13:

In Reply to: Re: Never call them and never say anyting. Bad mistake! posted by Bob on April 25, 2001 at 03:44:43:

: Yes, they ARE in the letter-sending business. That
: is one of the two main things that collection agencies
: do (along with those phone calls.)

: The person you spoke with on the phone is just a
: low-level collector who just wants to run through
: as many accounts as possible, as fast as possible,
: with the minimum fuss and complication. They arephone cardsphonecardsphone cardscards
: calling to make a demand, NOT to help you, or to
: get into minute historical details, etc. So if you
: show resistance, and they don't think that their
: direct demands are getting a clear positive response,
: then they want to stop wasting their time, and get
: on with the next demand call to another debtor.

: If you want clearer information, then write a letter
: to the collection agency, explaining what you want.
: Do NOT make any promises to pay! Just say that you
: don't recognize the debt, and that you need to know
: where it came from. If you don't have an address
: for them, then call them up (from a payphone),
: without mentioning your name or account info, and
: ask.

: If these people won't give you a clear explanation,
: then maybe you should just tell them that, as per
: the Fair Debt Collection Practices Act, you are
: ordering them to stop their demand calls.

: There is an article called the "Collection Agency
: FAQ" in the "Credit Problems" section on this site,
: which you should read.

: <------- The link is over there.

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