Why Chat...experts.. please help!
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Posted by justin
(198.174.61.83) on November 26, 2002 at 13:41:45:
I had a 30 date late payment reinserted in my EQ credit file today, and my EQ fico score took a 60 point dive! It doesn't show a date on it now, so my reason code is saying that the date of the delinquency is "too recent or unknown". Which could be why the point loss is so large. Also I have a 120 day late on there that I disputed and got verified today. It shows up as "0 30 days late, 0 60 days late, and 0 90days late". This is why I disputed it as they don't have a date on it. Before I even disputed anything, my score was at 653! What can I do?? 60 points is quite a HUGE point dive, and I need to refinance my house :( please help!
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