Re: "MIKE"- read the FDCPA or find a lawyer who can read it.

Posted by mike (67.24.124.114) on December 03, 2002 at 06:04:51:

In Reply to: "MIKE"- read the FDCPA or find a lawyer who can read it. posted by Why Chat on December 03, 2002 at 05:37:32:

Section 811 provides that a debt collector may sue a consumer only in the judicial district where the consumer resides or signed the contract sued upon, except that an action to enforce a security interest in real property which secures the obligation must be brought where the property is located. the debt collector may sue only where the consumer resides.

why chat the attorney I spoke with stated that they could sue me in my state California, but enforce the rules under the contract, terms and conditions that I signed that stated that there state law would apply. Is this possible? The contracted I signed and which most consumers sign state that the laws of either Delaware, New York, Rhode Island will apply. Im not trying to be a dick. Im just looking for something that states what I think your implying. I realize you can sue for anything. I spoke with the california attorney generals office. They wouldnt go on record but said they believed it was 4 years, but after I explained that my credit card terms were accepted under another states law they suggested that they may be able to enforce there state laws in california court because i agreed to this. With all due respect have you given me an answer?

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