Re: Another question...

Posted by Why Chat (209.240.198.61) on December 04, 2002 at 14:42:53:

In Reply to: Another question... posted by Cathy on December 04, 2002 at 09:44:26:

It is NOT a good idea to pay the $500. as it will be harder to get it removed from your reports earlier than the 7 years.

The best thing to do is to send a dispute in to the CRA's on the "paid" accounts, state that they are incorrect and that you do not have any record of these accounts.Since the accounts were paid, it is likely the creditors will not verify.

On the unpaid one, send in a dispute (after Feb.) stating that the account is overage,that the date is incorrect and it should have been removed in Jan.2003. This is technically correct as that would have been 180 days prior to chargeoff in the "old" system.

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