PA REPO LAWS-- Did They Follow?

Posted by Why Chat (209.240.198.61) on December 05, 2002 at 00:22:40:

In Reply to: Re: Trying to collect on reposession in 94 posted by Why Chat on December 04, 2002 at 23:51:26:

If the Pa laws on repossession were not COMPLETELY followed, there could have been NO claim for the deficiency balance.

Include in your cease and desist and complaints that there was NEVER any valid debt as the vehicle was not repossessed in accordance with Pa law.(which is likely the REAL reason you were never contacted before you bought your house and hit the "easy victim" list)

Pennsylvania
TITLE STATE: Yes
SECURITY INTERESTS: Shown on title held by Lienholder.
LICENSE REGISTRATION: Pennsylvania Motor Vehicle, Box 68591, 1101 S. Front St., Harrisburg, Pennsylvania 17104-2516. Tel.:(717)391-6190.
RECOVERY REQUIREMENT: As per UCC, repossession allowed without committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: 1) Seizure Notice, Notarized 2) Notarized copy of contract front and back sides 3) Title odometer statement; The lender acts as the "SELLER" and includes his title next to his signature in both cases. 4) Copy of redemption letter to debtor, notarized 5) Copy of certified mail receipt used to send out the redemption letter, notarized 6) Motor Vehicle Form MV216A (request from your Repossessor) 7) Bill of Sale, Notarized 8) Letter authorizing Repossessor to sell for high bid and the dollar amount.
PLATES: Remain with debtor.

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