OSI Collections (Help)
[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]
Posted by Prep
(24.49.230.83) on December 07, 2002 at 19:31:13:
OSI Collection Services pulled my cr (DTC without my permission) on 10/16/2002. I call Equifax to get a phone number to reach them. The account they say I owe is my old U.S. Navy Exchange account. This account does not show on any of my credit reports. I refused to pay them in 1994, when my ex got the account using my SSN# . The date of last activity is late 1994. I was willing to wait to 7 years until it fell off, and it did. OSI say that the OC can legally put it back on my report because it is the Government. Of course if I pay it won't go on my credit report.
OSI called me on OCT 30 about payment arrangement; I told them I wasn't paying anything. I contact AAFES, Oct 31, 2002, they told me they have nothing to due with this account any more. They are not contact with OSI regarding this account. Today I received a notice of Intent to initiate administrative wage garnishment ltr today. This ltr states that OSI has been contracted by the Army & Air Force Exchange Service to perform administrative functions relating to these garnishment proceedings.
To prevent wage garnishment, I must pay the debt in full or enter into a repayment plan acceptable to AAFES before 02 Jan 2003.
or
Request a hearing. I may request a hearing from AAFES in writing by mailing my request to the OSI Collection Office on or before 18 Dec 2002.
What do you think I should do? I am closing on my home in 15 days.
Also, the original debt was $2,540 now its $6,182. They are using AAFES letter head also. TIA
Follow Ups:
Post a Followup
|
