IL SOL
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Posted by badger23
(208.46.39.1) on December 11, 2002 at 18:26:55:
Arrow financial purchased my wife's account in March, 2002 and claim she owes approx $2000. The charge off date was 12/27/96 and she lives in Illinois. I would love help w/the following questions: 1. Under IL law, is a CC application considered a written contract for SOL purposes (i.e. is the SOL 10 or 5 years)? If anyone has case law, that would be helpful, but any info would be great. 2. Assuming 5 yr SOL and account delinquency from 8/95, can she require the CRA (Transunion) to remove the collection from her report? What steps s/be taken? 3. She believes ex-boyfriend committed fraud w/r/t the CC. She broke up with him and then returned to her home country and before she left she paid off her CC. She is now back living in the states establishing her presence and this came up. She remembers paying off the CC, so her belief is that the EX made the charges. all help will be appreciated. thanks.
badger23
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