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Re: Debt Counseling Service & SOL


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Posted by Never Again (152.163.189.170) on December 13, 2002 at 10:01:28:

In Reply to: Re: Debt Counseling Service & SOL posted by Why Chat on December 13, 2002 at 07:28:12:

Thank you for the explanation.

Yes they are all with the original cc companies being paid on a regular monthly statement. I think what happened at the time of doing the counseling service was just closing the account and zeroing out any line of credit.

The most recent credit report I have is 2/02. The accounts we owe on show current status as R-1 with a letter underneath of either a C, I, or P (which I don't understand)and only 3 show a one time 30 day delinquency with the exception of one account that has an R-UR with C that was 5 times a 30 day past due.

I understand the accounts that have not had a delinquency reported, the SOL will start when we became delinquent a couple of months ago. The ones with a delinquency reported, did SOL start at that time, even though we continued to pay on them? Guess I am hoping the worst one could fall under the SOL so I won't be so worried about the consequences if we're unable to pay.




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