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I need some explaination


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Posted by 1moretime (67.113.198.208) on January 03, 2003 at 18:43:31:

I am in the middle of filing a chapter7. I was researching through FHA regarding mortgage loans with a bankruptcy. It states to wait 2 years after discharge of bankruptcy. Does this mean I have to wait until the bankruptcy is taken off my credit report in 10years and then wait another 2 years before I could apply? Or, does this mean 2 years after the discharge of the debts, although it does say discharge of bankruptcy.

Has anyone had a similar experience regarding buying a home after a chapter 7, with a steady income? I live in California. Thank you.


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