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Re: Paying off collections


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Posted by LadynRed (199.91.33.254) on January 08, 2003 at 10:02:49:

In Reply to: Re: Paying off collections posted by Karin on January 08, 2003 at 08:39:12:

However, 'paid charge-off' is still bad news. If you're going to pay off old debts, you need to negotiate with the OC for 'paid as agreed' or at least 'paid' in return for your paying it off. This is the best way to get your scores up. Some of them will be a pain and refuse, but you can keep trying. You send them a nice-nice letter that basically says 'I'm meeting the obligation, what harm does it do to you to change the negative tradeline to a positive after all this time ?'

Some people have a lot of success with that.


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