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Re: Old Debt


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Posted by LadynRed (199.91.33.254) on January 08, 2003 at 11:55:55:

In Reply to: Old Debt posted by anon on January 08, 2003 at 10:58:10:

Patti is right !!

Absolutely DO NOT pay them ANYTHING !!!!
Unless you are in Rhode Island (15 yr SOL), the Statute of Limitations for being sued on this ancient debt ran out long ago !! You do NOT have to pay them anything ! They cannot legally take you to court for this time-barred debt. Their threats are ILLEGAL under the FDCPA, as they are barred from taking legal action !

Go to WhyChat's website and use the C&D letter there for Expired SOL debts. SCAMCO is pond scum, the specialize in terrorizing people into paying debts that are legally UNCOLLECTABLE !!

Do NOT call SCAMCO any more and do NOT talk to them on the phone, just mail them the Cease and Desist letter and they should never bother you again. IF they are stupid enough to try to sue you, then you have a valid defense to use against them in court and their suit will be thrown out.. but I'd bet it never gets that far.




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