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Re: does original creditor have to validate


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Posted by scott (65.25.99.145) on January 08, 2003 at 13:40:41:

In Reply to: does original creditor have to validate posted by stacy on January 08, 2003 at 13:25:20:

It means that only collection agencies or those doing collections have to validate the debt. After 5 years I somehow highly doubt MBNA even has the bill. However, due to the idiots at fico they get to put a negative on your report and the collection agency also puts it on their when it is sold. You gotta love the system.


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