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Re: Camco - are they for real?


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Posted by Cervantes (64.90.15.170) on January 08, 2003 at 16:50:31:

In Reply to: Camco - are they for real? posted by Pkw on January 08, 2003 at 12:27:28:

They have been harrassing me for 6+ months on a Citibank account that is going on 10 years since it became delinquent. Despite my informing them that the account is out of SOL, they of course keep telling me that the "contract" I signed allows for interest to continue to accumulate, etc...trying to use "guilt" and "it's the right thing to do"...that I didn't know what the SOL was...blah, blah. Despite repeated request for them to not call me at work, they have continued to do so, even talked with my employer once (not mentioning debt, just asking if I was employed there...how long, etc. and just left a name and number for me to call). I did not learn of how to deal with them (validation, etc.)
until the 30 days had past after first getting a letter from them (they stated in an earlier phone call that because I had not disputed it, that qualified as the validation). I intend to send them a cease and desist letter (the last phone call I asked for a street address for mailing something...the woman responded in a condescending tone "oh what are you going to do, send a cease and desist?" then told me that wouldn't work, I'd spend all this money on registered mail and still wind up owing them much more than the amount that offered to settle for.
Lastly she stated that it had been a year and that they were going to pull my credit report, which would show inquiries and thus cause me to paying higher interest, blah, blah. Sorry to be so long, there is so much more I'm sure I could right a book about it.



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