Home
Public Forum
Credit Reports
Apply For Cards
Credit Directory
Credit Overview
Credit Problems
Credit News
International
Credit Glossary
Purchase Books
Credit Laws
Business Credit
Merchant Accts
   

Re: RMA


[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]

Posted by LadynRed (209.215.0.186) on January 09, 2003 at 23:08:46:

In Reply to: RMA posted by Rusty on January 09, 2003 at 22:17:23:

Expect PLENTY of CRAP.. they're on the bottom of the pond along with SCAMCO and ASSet Acceptance and a few others.

They're bugging me and lately they've been bugging my fiance. It amazes me the messages those people leave, if they weren't so amazingly stupid they'd be funny !! Neither of us has ever spoken to them on the phone, we both refuse to talk to CA's, period.

Per the FDCPA, they MUST send you a letter 5 days after their first contact. If that call was their first contact, then they HAVE to notify you of your rights to dispute and to include the mini-miranda. They didn't include the 'right to dispute' on their first letter to me, so I've got a DV letter I'm working on that includes a reminder to them that that exclusion is a violation of the FDCPA and that I can sue them for it. Count the days.. if you don't get a letter in 5 days.. you have them on their first violation !! Get ready to keep track, they rack'em up pretty fast.


Follow Ups:



Post a Followup

Name:
E-Mail:

Subject:

Comments:

Optional Link URL:
Link Title:


[ Follow Ups ]   [ Post Followup ]   [ Credit Forum Index ]

 

    Top Of Page

  

Copyright © 1999-2002 Enkephalos Web Design