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Re: credit card default!!!


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Posted by Stefan (213.115.161.18) on January 11, 2003 at 06:00:17:

In Reply to: credit card default!!! posted by nick on January 11, 2003 at 04:21:49:

Hi Nick,

I can not tell you exactly how your credit balance would affect your possible coming back to the US, but there are no debtor's jails so you would not get arrested or anything like that if you were to come visit.

In the other hand, if you apply for a US green card or a new US visa, it may affect the decision but I am not sure.

The best you could do to solve this whole situation is order a credit report from one of the three major US credit bureaus (for instance Equifax , www.equifax.com ) and start from there. If you know all your debtors, you could also contact them individually and check with them what the balances are on your accounts (find their numbers on their websites) or if those were sold to collection agencies.

As for paying or not since you are abroad, I will leave this to a more professional person to answer, I do not know what legal action you could face or anything.

Cheers and Courage!!!!!!!

Stefan.





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