Re: Getting my Credit Report...
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Posted by LadynRed
(199.91.33.254) on January 13, 2003 at 15:32:20:
In Reply to: Getting my Credit Report... posted by ktpupp on January 13, 2003 at 15:23:52:
The 3-in-1 reports are generally not as detailed and some things will or can be left out. Its actually better to get one from each CRA, and its only $9 a piece to do so. A tri-merge report will usually cost you a lot more than $27. If all these old debts are more than 7 yrs old, unless you reside in Wyoming or RI, it would NOT be a good idea to go stirring up the old charge-offs or collections. Doing so will resurrect these old things and land them back on your credit report for another 7 years !!! With the exception of those 2 states, the SOL has passed and they cannot legally sue you for those debts any more and they should have dropped off your credit report. Leave them alone !
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