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Re: Question on credit report


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Posted by LadynRed (199.91.33.254) on January 14, 2003 at 13:01:35:

In Reply to: Question on credit report posted by Jamie on January 14, 2003 at 12:41:17:

Even though you now live in a community property state, you are NOT liable for any debts incurred prior to your 'community' (ie marriage) with your spouse. The CA cannot touch YOU in ANY way.

Once an entry gets to the 7 year drop-off limit, it cannot legally be re-added to your credit report. Yes, it starts with the original delinquency.


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