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Re: RE: COLLECTION AGENCY


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Posted by LadynRed (199.91.33.254) on January 14, 2003 at 14:45:21:

In Reply to: RE: COLLECTION AGENCY posted by LIFE AFTER DEBT??? on January 14, 2003 at 13:45:45:

If the thing was on your credit report and dropped off after the 7 yr reporting period they cannot LEGALLY re-insert it, that is called re-aging and is ILLEGAL under the FCRA.

The question is whether an old phone bill is considered a written contract or an open-ended account, as in many states the SOL's are different.

What state are you in ? When was the OC last paid ?



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