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Incorrect High Balance on Experian Report


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Posted by Ben (66.127.54.57) on January 18, 2003 at 05:18:58:

On my Experian report, it shows balance hisotry of my 2 First USA card for the past 18 months. There is an item called "High Balance" which shows a value about $400 more than my credit limit on each card.

I carried a balace, but I never have a balance which is that much over the limit. The worse I had is about $20 over my credit limit for the past 2 years.

Should I dispute? Does this affect my credit score ?


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