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Re: Federal Tax Lien


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Posted by Linda (65.120.51.148) on January 19, 2003 at 02:02:31:

In Reply to: Federal Tax Lien posted by Jay on January 18, 2003 at 19:02:12:

First try to get the address associated with this removed from your report, then just dispute it - some minor deatil "never had a tax lien for $xx.xx" and cross your fingers and hope they can't verify it. Sometimes they come off.

If it doesn't, every time you dispute it, the "date verified" is updated and the scoring software reads it as a recent derog.

After a couple of unsuccessful tries, I decided to build my credit history instead. My scores are over 700. The tax liens will come off in a couple of months. I have Citi and AmEx Blue, get 0% for a year teasers all the time. All is not lost. :)

Linda


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