Re: a way to save $$ on debt
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Posted by scott (65.25.99.145) on January 19, 2003 at 23:44:12:
In Reply to: a way to save $$ on debt posted by anonymous bill collector on January 19, 2003 at 22:08:53:
Don't forget: 1)a settlement ruins your credit worse than bankruptcy so forget about getting any credit for years to come. Go for deletion or paid as agreed. 2)if they put nothing IN WRITING that the settlement offer will take care of the debt in full and it will no longer be sold or collected on then expect for another crap CA to be calling you for the balance in about 6 months. That way you can ruin your credit with a settlement and have 2 collections on it and possibly in some states restart the SOL. Wow, what a deal.
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