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Re: HELP!


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Posted by LadynRed (199.91.33.254) on January 21, 2003 at 09:19:15:

In Reply to: HELP! posted by Betty on January 21, 2003 at 08:47:33:

Betty,

If you stopped making payments 6 months ago, then its almost guaranteed that they've gone to charge-off. By law, they MUST write off bad debts after 180 days of non-payment or insufficient payment.

The easiest way to find out is to pull all 3 credit reports, it WILL show up. You can deal with them from there.

As for the collection agency, the 'pay in full now' demand is standard stuff for a CA.


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