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credit card debt


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Posted by buried in debt (66.25.236.218) on January 21, 2003 at 17:46:57:

We have $27000 dollars in credit card debt. some are listed on our credit report as charged off. We are currently making payments through a credit consolidation company which has a lower interest rates and charges us $25 a month for their service. Can we stop paying all the companies until they charge off and then as we accumulate monies pay an account off one at a time? Is this legal? Are there repercussions other than bad credit which we already have?


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