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PCM wont respond


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Posted by rickeek (68.99.206.142) on January 22, 2003 at 04:20:47:

I used to have a lot of debt and unpaid bills, causing my credit to be pretty bad. I had at one time 4 charge offs and several accounts that were 100s of days unpaid.

I have since cleaned up my act and pulled every trick in the book to get my credit cleaned up. I currently only have 1 item keeping me from perfect credit. A collection account sent to Performance Capital Management. I know how bad PCM is, I know they have been even been fined by the FTC.

The account shows as collection paid and closed but I want this off my credit. I have written them several times (certified mail) requesting them to provide proof that this is a valid account, but have had no response. Every time I dispute it with Equifax, no matter what I try, it always come back as verifed, even after I showed Equifax that PCM cant even verify the account with me.
I am at a loss of what to do to get this off my account, does anyone have any suggestions, or experiences with PCM on how to handle this.
Thanks for your help...


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