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Re: Why Chat -- Please Help!


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Posted by Betty (200.164.18.80) on January 22, 2003 at 13:14:59:

In Reply to: Re: Why Chat -- Please Help! posted by LadynRed on January 22, 2003 at 12:01:48:

LadynRed,

Thank you so much for the info.

1. If I offer a settlement in exchange for 'Paid
as Agreed' and removal from my credit report
and put all that in writing will they really take it
out and how long it will take for my cedit to
clear?

2. Is there a form on the web somewhere that I
can perhaps download and follow
instructions?

3. How much do you think I should try to settle
for? I probably could come up with 50% --
$7,000 but will I be better of just settling for the
$2,400 and then continue with the monthly
payments to rebuild my history of making
payments on time?

My husband was not an authorized user of my
MBNA account. We both have had separate
and excellent credit history up 'till now.

We sold our business and home in the U.S.
and moved out of the country to help care for
my mother that is seriously ill, but we had a
hard time making ends meet and he just
returned back to the U.S. this past sunday so
we could get our finances on track . We had
no idea that this would be affecting his credit.
Any more information by anyone will be greatly
appreciated.

Thanks again!

Betty


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