Re: being sued over credit card, Help!!!!!
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Posted by LadynRed
(199.91.33.254) on January 22, 2003 at 14:25:02:
In Reply to: being sued over credit card, Help!!!!! posted by Tammy on January 22, 2003 at 13:56:10:
You need to file your Answer to the Summons, deny at least something on the complaint and GO TO COURT. If you do NOT go to court they will win a judgment by default and you will have NO opportunity to make any kind of payment arrangements or settlement. There are exemptions from judgments just as there are in bankruptcy, so NO, they can't take your things - unless you've got a 40ft yacht in the yard ;). Your joint bank account, however IS vulnerable, get your name off that account ASAP. If you go to court, you will most likely be offered a settlment or payment arrangements, but you HAVE to go. Take papers that prove your financial situation and what you can or can't afford. WhyChat has a link to a site that tells you how to answer a lawsuit of this kind, check it out.
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