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WHY CHAT - Question For You


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Posted by DJReverb (12.239.191.159) on January 22, 2003 at 17:17:27:

First of all thank you for sticking around "That Other Board". Your advice is always sincere. I have decided to try a new route to get some negatives removed and would like your thoughts on it. I live in Texas and according to the state finance code all 3rd party collectors are required to have a bond on file with the state. I have discovered that 4 of them do not have the required bond to collect in Texas. Since the FTC feels that placing an item on a credit report is considered collection activity, I figured I would go after them on this. So I would like to send them a CRRR letter stating No Bond, No Right To Collect, Remove Or I Sue for violations of the state finance code(And FCRA/FDCPA VIOLATION That I have on several of the,) Any thoughts?


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