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old repo account


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Posted by Butterfly (205.188.209.12) on January 23, 2003 at 11:42:50:

My husband had a motorcycle reposessed in 1998. The company it was financed with sold out to another company. That company contacted us in 1999,saying we were late on our payments and it needed to be paid. Well we told them the bike was repo'd and they said they had no record of it. That they'd look into it and get back to us. Well they never did. Now we are trying to buy a home and can't because they have the account listed as a charge off...in the old company's name. We can't pay anything on it because this company no longer exist. What can we do? And what does charge off mean?


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