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Re: CA called DH Employer!! What do we do now??


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Posted by LadynRed (199.91.33.254) on January 23, 2003 at 17:44:01:

In Reply to: CA called DH Employer!! What do we do now?? posted by flamva on January 23, 2003 at 17:00:20:

First, this BS about 'garnishment proceedings' is just that, BS. The have to sue you and win a judgment FIRST, only then can they do anything about garnishment. If its not legal in your state, then the jerks stupid threat in itself is a violation !

Do you have ANY info on the old debt ? Is it even on his credit report ? If its on any of the reports with a charge-off date, you can calculate the DOLA from that - charge-off date minus 180 days. If its been so long that it dropped off his reports, then it HAS expired in most states.

I'd draft up an intent to sue letter and send it certified. If your fax gave you a confirmation page that it was received, you can use that as proof it was received. For good measure, you can also FedEx the original C&D letter, make sure you mark it to get a signature and that will be your secondary, written request with proof of receipt.


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