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Texas debt- lots of it


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Posted by Mike (204.33.20.3) on January 23, 2003 at 21:57:08:

My wife and I owe over 20,000 in credit card debt. We have not been able to make payments since 4/02 on any cards because I lost my job and was unemployed for a while. Now, I am working again but getting only half of what I used to make. Just barely meeting our needs. I've tried explaining but CA's say that we are in the final stages. I live in Texas with a few credit cards with big balance -9,000, 6,000, and 2,500 are the largest. I'm positive they'll sue but from what I've been reading no garnishment in Texas except for bank accounts, correct? I live in an apartment and we don't own anything of real value. What's gonna happen?


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