Re: LadynRed -- Help!
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Posted by Holly
(65.31.87.117) on January 23, 2003 at 22:24:05:
In Reply to: LadynRed -- Help! posted by Betty on January 23, 2003 at 10:59:21:
Did this agency include in this letter.. this notice is an attempt to collect a debt and any information obtained will be used for the porpose of collecting this debt.. you have a right to dispute the debt.. validate the debt with the original creditor...etc..? If not the letter is in violation of the fdcpa.. Note* having this notice on the back of the letter or in any area where a reasonbly intelligent prson may not immediately see it .. is in violation of the fdcpa. Also you can pay direct to original creditor call the ca and tell them you paid the creditor.. give them ck# amnt date etc.. tell them to cease communications.. they must put the acct on hold for 30 days pending the reported paymnt from the creditor. In the mean time send a c&d letter certified.
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