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Re: Help with contacting NextCard


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Posted by jm10101 (198.80.153.10) on January 24, 2003 at 12:20:17:

In Reply to: Re: Help with contacting NextCard posted by LadynRed on January 24, 2003 at 12:03:29:

If the account is listed as open with no balance and no derogatory information:

1. it only helps you as a postive tradeline and increasing your available credit, at least on the report [ thus lowering your utilization ].

2. They may not delete it. Positive info SHOULD stay on your report for ten years.

If you have derogs - dispute, dispute, dispute, but what you describe should not hurt you.


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