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ladynred-give me your advice


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Posted by gabby (198.81.26.170) on January 24, 2003 at 18:47:22:

my hubby had a checking act(co signer) with a line of credit from 94 w/ the x. i got a call from a man who said he was from calvary inv and said that we had to mk pymnt arrang or they would file a jugdmnt and garnish wages. he talked me into doing a check by phone which would be debit on 1/31. he promised me he would send me info. i never heard from him so i closed my checking and started doing some searching. i found from hubs credit report that the dola was 10/95. and the status is charged off. what i want to know is if the sol is 5 yrs or 10 yrs. is this a prommisory note of a written agreement. and what kind of info do i ask for to verify calvary is legit and how can i get the acct info. i dont know what to do first, wait to hear from them, contact them or what.


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