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credit card overlimit charges


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Posted by Marcy (68.102.107.234) on January 26, 2003 at 13:13:38:

I don't have a problem with my other credit cards, but with my Household card they applied an overlimit charge because my account went 3 dollars over the limit due to the end of statement finance charge. I did not know I would not have enough on the card to cover the finance charge. I have asked them to refund it but they refuse to do so. Is there any laws out there that prevent them from adding that charge due to fees they added to the account? I live in Kansas, but I know it is based on where the company is based. Please help because I feel this practice of theirs if unfair.


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