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Posted by Marcy (68.102.107.234) on January 26, 2003 at 13:41:09:

In Reply to: CA calling from 1984 bill posted by 1morx on January 25, 2003 at 17:02:04:

These people contact my husband several times even calling him at work after they were informed that this is an incovenience and no allowed at the place of business. It was for a student loan. They threatened to garnish wages and so forth, they said they would not even have to go through the Dept of Ed or the garantor to garnish, whereas I thought they had to and told them so. They became very upset when they realized I knew the law and refused to talk to me even though my husband informed them I took care of these matters and he would not speak with them. So, they started calling him daily at work. We sent them a request for validation and a cease and desist for anything but written mail. They forward the validation on to the creditor, but it was filled out incompletely as the creditor would not give us any information about RAB. But, they have not contacted us since then. And we now send like 30 bucks a month to the creditor directly and no garnishment or anything else has happened since.
My advice is to make sure you send a cease and disist because these people will not hesitate to harass you and lie to you, saying they can do all of this because they are trying to collect a student loan. They will really try to play on your ignorance and call you at work.


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