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Re:Why Chat-- Cap One--Need some Help!!


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Posted by V in SATX (66.136.44.101) on January 26, 2003 at 16:03:48:

In Reply to: Re: Cap One--Need some Help!! posted by Why Chat on January 26, 2003 at 10:46:25:

Why Chat thanks for you return, I sent a C&D letter to RMA because I did not want to deal with them. The account has not been charged off. It is not due to charge off till mid Feb. the 180 days according to how they are reporting it experian.

The debt is ours but we did not want RMA to be calling every hour on the hour. Should we have not sent the letter??

This leads me to another question. According to my statements and records, our last payment to them is in 6/02. It is showing on our report that they are not reporting anything late till 9/02 were it shows the 30, 60, 90, 120.

My question is shouldn't it be showing 7/02 as the first time for the late 30 days?? I am still getting statements from cap 1 with the late chrgs and overlimit fees attached. Also stating that my account is now closed as requested but that I will keep receiving statements until the balance is zero. Does this mean that they are not going to charge off this??

Appreciate your help on this.


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