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Re:Why Chat-- Cap One--Need some Help!!


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Posted by V in SATX (64.123.90.111) on January 26, 2003 at 17:56:50:

In Reply to: Re:Why Chat-- Cap One--Need some Help!! posted by Why Chat on January 26, 2003 at 17:18:31:

Thank you Why Chat for your reply. The bill that I have for 7/02 shows the current amt due and when it is due along with what I paid in 6/02. The statement for the Aug 02 shows the late payment chrg for 7/02 and the over limit chrg for 7/02 for non payment. All the other bills show the late chrg, interest, and over the limit chrgs.

One factor that I did not mention was that we had originally started to do cccs in 7/02. However we delayed the withdrawl till 9/02. Ameridebt screwed up on the 9/02 withdrawl so nothing was withdrawn and the first and only withdrawl was for 10/02 then we cancelled. So no payment was made till Nov. 02.

Did this start the clock all over again? It was just a $10 payment and it was my understanding that regardless of how much sent that as long as it was not the full payment that the 180 day period goes back to the original date of being first delinquent.

Because I sent the letter, is this the reason why you think that they will sue us? I hate to think that I cut my nose off to spite my face.

Thanks and I appreciate your time!!


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