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Re: why chat will you please respond


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Posted by mtnair (64.118.110.94) on January 27, 2003 at 12:53:33:

In Reply to: Re: why chat will you please respond posted by sara on January 26, 2003 at 21:14:46:

Sara,

Do you have the money to settle? I've settled a few charge-offs about 6-7 years ago. They are going to want the money right away. You'll need to get everything from them in writing. The original creditor is not on your CR correct? You'll want in writing that they will not sell the balance (if you settle for less then full amount), and they will not report to the CRA. When was the actual last late payment? Is the SOL close to being up? Stalling would also be an option in that case, although they could then hit you with a lawsuit. What is your intent? Are you tring to for ex. buy a house? so you what clean credit.


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