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Re: Why Chat, Scott, LadynRed, or anyone...


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Posted by Nikki C (208.190.181.225) on January 27, 2003 at 15:50:36:

In Reply to: Re: Why Chat, Scott, LadynRed, or anyone... posted by LadynRed on January 27, 2003 at 14:27:31:

Date of the debt was 12/00. I was making payments to the OC. They were sending me monthly statements and I payed a small amount each month (medical bill). The statements stopped coming and...well, out of sight out of mind. It was then referred to NCO for collections. They received the debt on Jan 17th. They said I have 45 days to pay it. Now, the guy that called broke a coulple of FDCPA laws already. Anyhow, I live in TX so SOL is 6 years on this debt. I know it hasn't even made it to my reports yet and I'm trying to keep it that way. If it does make it that far and shows up as a paid collection, I can sue them for the violations they already broke, I guess. I really have no choice but to pay it...since not doing so will definately put it on my reports. I think my only chance is to pay it with the terms of the written release. Do you see anything that I don't as far as this goes or other precautions I can take (sdide from the OBVIOUS of paying my bills on time, lol)

Thanks everyone,
Nikki


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