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Verizon charge off advice


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Posted by cellphone (206.216.197.7) on January 27, 2003 at 22:16:44:

I have a problem with Verizon Wireless over an account that closed about one year ago. They claim I owe them about $450. I have a problem with this amount (I believe I legitimately owe them about $225). I intentionally stopped paying on the account (maybe not the best of ideas, but that's in the past).

Now it shows on my credit report as a bad debt charge off, and shows 2 60 days late events. I recently got a letter from a collection agency about it too.

My credit is average, and I am trying to build it up for future needs. Is it possible to make them an offer to settle which would include them reporting paid as agreed?

Any and all advice (and preferably a link which provides sample letters, etc.) is very much appreciated. Thanks in advance and best of luck with your own endeavors.


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