Re: Civil Complaint
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Posted by Why Chat (209.240.198.61) on January 28, 2003 at 21:17:11:
In Reply to: Civil Complaint posted by Anon on January 28, 2003 at 20:09:19:
The reason they didn't show, and the reason you have nothing to worry about, is because the repossession nullified the original contract. You need to look up the motor vehicle repo laws of Pa. (there is a link to all State repo laws on my website) If the repo was carried out legally, and you were furnished all required notices, than under the UCC the creditor has 2 years to claim on the deficiency. There is NO legal way for any collection agency to claim on an old repo deficiency, they do it in the hope the victim will not show up -and they can get a default judgment.
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