Re: Lawyer from Kentucky after me for 8-year-old debt
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Posted by LadynRed
(199.91.33.254) on January 29, 2003 at 15:11:59:
In Reply to: Lawyer from Kentucky after me for 8-year-old debt posted by Karin on January 29, 2003 at 14:15:24:
Read the post below this from 'puzzled' and my answer - you need to do the same thing. The SOL in PA is 6 years for credit cards, and if it was charged-off in 1995, then the SOL started 180 days BEFORE that. Also, if it was charged off in 1995, it should have dropped off your credit report in 2002, the 7-yr limit for reporting has run out ! Paying a CA does NOT necessarily restart the SOL, check the PA statute on WhyChat's site to be sure, usually it doesn't. Send WhyChat's C&D SOL letter and tell the 'lawyer' collection agent to go POUND SAND !!!
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